Does Roadside Service and Rental Car Service Come With GEICO?
When you find yourself stranded with a flat tire or facing unexpected car troubles, having roadside assistance can be a lifesaver. And if your car needs to spend some time in the shop, rental car coverage can keep you moving. But does your GEICO auto insurance policy include these valuable services? Let’s find out.
Understanding GEICO’s Roadside Assistance Coverage
While GEICO is well-known for its competitive auto insurance rates and catchy commercials, it’s essential to understand what your policy covers and what it doesn’t. Roadside assistance is typically offered as an optional add-on to a standard GEICO auto insurance policy.
Here’s what GEICO’s Roadside Assistance usually covers:
- Towing: If your vehicle is disabled due to a covered incident, GEICO will typically cover towing to the nearest qualified repair facility.
- Flat Tire Change: If you experience a flat tire, GEICO’s roadside assistance can help with changing it to your spare.
- Jump-Start: Dead battery? GEICO’s roadside service can provide a jump-start to get you going again.
- Lockout Service: Locked your keys in your car? GEICO’s roadside assistance can help with gaining access to your vehicle.
- Fuel Delivery: If you run out of gas, GEICO’s roadside assistance can usually provide a limited amount of fuel delivery.
GEICO Roadside Assistance App
It’s important to note that coverage limits and costs for roadside assistance can vary depending on your location and specific policy.
Does GEICO Offer Rental Car Coverage?
Yes, GEICO offers rental car coverage, but it’s important to understand the details. Similar to roadside assistance, rental car coverage is an optional coverage you can add to your GEICO auto insurance policy.
Here’s how GEICO’s Rental Car Reimbursement Coverage usually works:
- Coverage After a Covered Claim: If your car is damaged in an accident or incident covered by your GEICO policy (like a collision or comprehensive claim), rental car coverage can help pay for a rental car while your vehicle is being repaired.
- Coverage Limits: GEICO typically sets a daily and total limit for rental car reimbursement. For example, they might cover up to $30 per day for a rental, with a maximum of $900 total.
Keep in mind that GEICO’s rental car coverage is usually secondary coverage. This means it would kick in after any other applicable coverage you might have, such as coverage from a credit card used to book the rental.
Frequently Asked Questions
1. How do I add roadside assistance to my GEICO policy?
You can typically add roadside assistance to your GEICO policy online, through the GEICO mobile app, or by calling GEICO directly.
2. Is there a deductible for GEICO roadside assistance?
GEICO’s roadside assistance typically does not have a deductible, but it’s always best to confirm with your policy documents or a GEICO representative.
3. Does GEICO rental car coverage apply if my car is stolen?
Yes, if your car is stolen and you have comprehensive coverage and rental car reimbursement on your GEICO policy, they will typically cover a rental car while you wait for your vehicle to be recovered (or until your claim is settled).
4. Can I choose any rental car company with GEICO’s coverage?
While GEICO doesn’t usually restrict your choice of rental car company, they might have partnerships with specific companies that offer benefits like discounted rates.
5. What should I do if I need to use my GEICO roadside assistance or rental car coverage?
If you need to use your GEICO roadside assistance, it’s best to contact them directly through their mobile app or by phone. For rental car coverage, contact GEICO as soon as possible after a covered incident to confirm your coverage and understand the claims process.
Need More Information?
For detailed information about roadside assistance and rental car coverage options with your specific GEICO policy, it’s best to review your policy documents or contact GEICO directly.
Get Expert Assistance:
For personalized support and expert advice on your car service needs, reach out to us:
- WhatsApp: +1(641)206-8880
- Email: [email protected]
Our dedicated customer support team is available 24/7 to assist you.